Huffington Post Article by FMC Board Chair Janis Bowdler of NCLR

Janis Bowdler, the Deputy Director of the Wealth-Building Policy Project at the National Council of La Raza, and the chair of the board of Fair Mortgage Collaborative, FLC's parent organization, contributed an excellent editorial to the Huffington Post today on why the Consumer Financial Protection Agency proposed by the Obama Administration would benefit mortgage borrowers.

Ms. Bowdler asks: "Could improved consumer protections have prevented the crisis?" Her answer is "yes" -- for two reasons. To find out what they are, click here: Janis Bowdler: To Protect or Not to Protect? The Answer Depends on How You Ask the Question

Alternatives Federal Credit Union Certified as Fair and Safe Lender

Alternatives Federal Credit Union, an Ithaca, New York-based lender, is the latest organization to be certified by Fair Loan Certification, Inc. Founded in 1979, Alternatives FCU has grown into a financial institution that provides its members with a wide range of services and has more than $23 million in mortgage loans on its books.

"We are very pleased to certify Alternatives FCU," said FLC Deputy Director Robin LeBaron. "Alternatives is a fair and safe lender that provided fairly priced mortgage loans to its members throughout the 2000s, when many other lenders were selling their customers toxic, exorbitantly priced products. Residents of Central New York should know that they can turn to Alternatives FCU to get a mortgage loan that they can trust."